Keenan Jones Hi Keenan, 1. What specific criteria should be used to flag a hard inquiry as not corresponding to an open account? - The date the account was opened vs. the date of the hard inquiry. 2. How should the system handle cases where there are multiple inquiries and accounts from the same institution? - see answer above. 3. Would you like to receive notifications or alerts when such discrepancies are flagged? - Similar to the way negative items are flagged now (outlined in red). Need to draw attention to the fact that a potential unauthorized hard inquiry has hit a customers account and may be an indication of ID Theft.