Hello,

I would like to request an enhancement to the Credit Audit Template so it can compare the current credit report with the previous month’s report and clearly explain what caused changes in the client’s credit score.

The analysis should identify factors such as new inquiries, utilization changes, new negative accounts, late payments, collections, charge-offs, deleted or reinserted accounts, balance changes, and reporting errors.

The goal is to quickly generate a professional monthly credit update explaining what changed and why the score increased or decreased, which our team can review and send directly to the client by email.

Thank you.